Welcome to the Life and Health Insurance Protection Association website. This site has been created to provide information regarding the history and purpose of the Life and Health Insurance Protection Association.
After due deliberation, the Association has decided not to change its disclaimer document in the wake of the 2023 amendments to the Association’s Act adding HMOs to its membership. Members should continue to use the existing disclaimer document in issuing their policies and contracts pursuant to Colorado Statutes §10-20-119(2).
The Association is fully prepared to continue all operations. The Association’s physical office is closed. All staff are working remotely and have full capability to handle inquiries. You should continue to use the same phone number, email, and fax number as you have in the past, and all means of communication are regularly being monitored. [If applicable: However, there may be a delay in collecting physical mail; therefore, we encourage use of email or fax for written communication.]
On January 29, 2020, Senior Health Insurance Company of Pennsylvania (SHIP) was placed in rehabilitation by the Commonwealth Court of Pennsylvania. The company’s website now includes a section with FAQs that help address common questions from policyholders and other stakeholders. You can access it here – https://www.shipltc.com/rehabilitation.
On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.